Finance Tools
Loan, mortgage, amortization, tax, investment, retirement and currency calculators with downloadable schedules.
Loan CalculatorPopular
Calculate monthly loan payments, total interest and cost.
Mortgage CalculatorPopular
Estimate mortgage payments with taxes, insurance and PMI.
Amortization SchedulePopular
Generate a full amortization table you can download as CSV/PDF.
Compound InterestPopular
Grow your savings with compound interest and contributions.
Simple Interest
Calculate simple interest on a principal amount.
Savings Goal Planner
Find how much to save monthly to hit your goal.
Retirement Calculator
Project your retirement nest egg and income.
ROI Calculator
Calculate return on investment and annualized ROI.
Auto Loan Calculator
Estimate car loan payments with down payment and trade-in.
Income Tax Estimator
Estimate income tax for UK, USA, Canada & Australia bands.
VAT / Sales Tax
Add or remove VAT / GST / sales tax at any rate.
Salary Converter
Convert salary between hourly, weekly, monthly and yearly.
Tip Calculator
Split the bill and calculate tips per person.
Discount Calculator
Work out sale prices and how much you save.
Currency Converter
Convert between world currencies with editable rates.
Inflation Calculator
See how inflation changes buying power over time.
Break-Even Calculator
Find the units you must sell to break even.
Profit Margin Calculator
Calculate gross margin, markup and profit.
Credit Card Payoff
Plan how fast to clear your credit-card balance.
Net Worth Calculator
Add assets and liabilities to find your net worth.
EMI CalculatorPopular
Calculate your loan EMI (Equated Monthly Instalment) with total interest and a full schedule. Popular for home, car and personal loans in India & Pakistan.
SIP CalculatorPopular
Project the maturity value and returns of a monthly Systematic Investment Plan (SIP) in mutual funds.
Lumpsum Investment
Estimate the future value of a one-time lumpsum mutual fund or investment.
Fixed Deposit (FD)
Calculate fixed deposit maturity and interest with quarterly compounding, as used by banks in India, Pakistan and the Gulf.
Recurring Deposit (RD)
Work out the maturity value of a monthly recurring deposit.
PPF Calculator
Project your Public Provident Fund balance over 15 years with annual compounding (India).
GST CalculatorPopular
Add or remove GST at 5%, 12%, 18% or 28% (India) or any rate. Splits CGST/SGST.
Income Tax (India)
Estimate Indian income tax under the New vs Old regime for FY 2024-25 with a side-by-side comparison.
UK Take-Home PayPopular
Estimate your UK net salary after Income Tax, National Insurance, pension and student loan (PAYE).
US Paycheck Calculator
Estimate US take-home pay after federal tax, Social Security and Medicare (FICA).
401(k) Calculator
Project your 401(k) retirement balance including employer match (USA).
Superannuation (AU)
Project your Australian super balance at retirement including employer contributions.
UK Stamp Duty (SDLT)
Calculate Stamp Duty Land Tax on a UK property purchase, with first-time buyer relief.
Capital Gains Estimator
Estimate capital gains tax on shares, crypto or property at your chosen rate.
Zakat CalculatorPopular
Calculate Zakat due (2.5%) on cash, gold, silver and investments above nisab.
Overtime Pay Calculator
Calculate total pay including overtime at 1.5x or any multiplier.
Free Finance Tools that just work
Toolinza offers 36 free finance tools that run entirely in your browser. There is no signup, no watermark and no limit — and because everything is processed locally, your data never leaves your device. Whether you are a professional, a student or just need something done quickly, these tools deliver accurate, standards-based results in seconds.