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Finance Tools

Loan, mortgage, amortization, tax, investment, retirement and currency calculators with downloadable schedules.

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Loan CalculatorPopular

Calculate monthly loan payments, total interest and cost.

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Mortgage CalculatorPopular

Estimate mortgage payments with taxes, insurance and PMI.

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Amortization SchedulePopular

Generate a full amortization table you can download as CSV/PDF.

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Compound InterestPopular

Grow your savings with compound interest and contributions.

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Simple Interest

Calculate simple interest on a principal amount.

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Savings Goal Planner

Find how much to save monthly to hit your goal.

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Retirement Calculator

Project your retirement nest egg and income.

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ROI Calculator

Calculate return on investment and annualized ROI.

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Auto Loan Calculator

Estimate car loan payments with down payment and trade-in.

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Income Tax Estimator

Estimate income tax for UK, USA, Canada & Australia bands.

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VAT / Sales Tax

Add or remove VAT / GST / sales tax at any rate.

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Salary Converter

Convert salary between hourly, weekly, monthly and yearly.

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Tip Calculator

Split the bill and calculate tips per person.

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Discount Calculator

Work out sale prices and how much you save.

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Currency Converter

Convert between world currencies with editable rates.

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Inflation Calculator

See how inflation changes buying power over time.

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Break-Even Calculator

Find the units you must sell to break even.

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Profit Margin Calculator

Calculate gross margin, markup and profit.

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Credit Card Payoff

Plan how fast to clear your credit-card balance.

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Net Worth Calculator

Add assets and liabilities to find your net worth.

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EMI CalculatorPopular

Calculate your loan EMI (Equated Monthly Instalment) with total interest and a full schedule. Popular for home, car and personal loans in India & Pakistan.

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SIP CalculatorPopular

Project the maturity value and returns of a monthly Systematic Investment Plan (SIP) in mutual funds.

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Lumpsum Investment

Estimate the future value of a one-time lumpsum mutual fund or investment.

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Fixed Deposit (FD)

Calculate fixed deposit maturity and interest with quarterly compounding, as used by banks in India, Pakistan and the Gulf.

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Recurring Deposit (RD)

Work out the maturity value of a monthly recurring deposit.

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PPF Calculator

Project your Public Provident Fund balance over 15 years with annual compounding (India).

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GST CalculatorPopular

Add or remove GST at 5%, 12%, 18% or 28% (India) or any rate. Splits CGST/SGST.

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Income Tax (India)

Estimate Indian income tax under the New vs Old regime for FY 2024-25 with a side-by-side comparison.

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UK Take-Home PayPopular

Estimate your UK net salary after Income Tax, National Insurance, pension and student loan (PAYE).

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US Paycheck Calculator

Estimate US take-home pay after federal tax, Social Security and Medicare (FICA).

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401(k) Calculator

Project your 401(k) retirement balance including employer match (USA).

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Superannuation (AU)

Project your Australian super balance at retirement including employer contributions.

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UK Stamp Duty (SDLT)

Calculate Stamp Duty Land Tax on a UK property purchase, with first-time buyer relief.

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Capital Gains Estimator

Estimate capital gains tax on shares, crypto or property at your chosen rate.

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Zakat CalculatorPopular

Calculate Zakat due (2.5%) on cash, gold, silver and investments above nisab.

Overtime Pay Calculator

Calculate total pay including overtime at 1.5x or any multiplier.

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Free Finance Tools that just work

Toolinza offers 36 free finance tools that run entirely in your browser. There is no signup, no watermark and no limit — and because everything is processed locally, your data never leaves your device. Whether you are a professional, a student or just need something done quickly, these tools deliver accurate, standards-based results in seconds.